Virtual credit cards have become a powerful assistant for cross-border consumption and subscribing to overseas services. In the past, platforms like WildCard were popular among domestic users for supporting RMB top-ups, especially for subscribing to overseas services like ChatGPT Plus and OpenAI. Since July 2025, WildCard has faced severe setbacks due to policy reasons: on July 12, it suspended all operations, and although it briefly restored query functions on July 14, it subsequently suspended top-ups, withdrawals, and new user registrations. By July 22, even existing users had trouble logging into the backend, and their balances could not be spent, rendering the card almost "nominal." Similarly, BinGoCard lost its RMB top-up function due to the shutdown of the Cloud Flash Pay channel, leading to a near extinction of virtual cards supporting RMB in the market.
PokePay Official Website: https://ucards.org/go/pokepay
In light of this situation, cryptocurrency virtual cards have become the best "alternative" choice, and PokePay is undoubtedly a leader among them. PokePay is a licensed institution in Hong Kong, holding multiple financial licenses such as MSO and MSB, issuing VISA virtual and physical cards. Its flagship product, the PokeCard cryptocurrency card, has quickly gained attention for its low fees, no cross-border transaction fees, and flexible consumption scenarios. Whether you want to subscribe to ChatGPT Plus, Netflix, or make purchases on Amazon or Starbucks, or even link to Alipay, Paypal, or the Apple Store, PokeCard can handle it all easily. More importantly, it supports top-ups using mainstream cryptocurrencies like USDT, USDC, BTC, and ETH, ensuring safety and stability while avoiding the policy risks that domestic payment channels may face.
Why Choose PokePay?#
The charm of PokePay lies in its simplicity and efficiency. The virtual card activation fee is only $5, with a validity of up to 5 years, and there are no monthly fees or top-up fees, making it highly cost-effective. If you prefer offline consumption, the activation fee for the PokeCard physical card is $88, supporting POS transactions and ATM withdrawals, with free card replacement upon expiration. Uniquely, the virtual card and physical card share the same number, making management convenient and worry-free. Whether you want to shop online or swipe your card offline, PokeCard can seamlessly connect both experiences.
PokePay only supports cryptocurrencies, but the operation is not complicated. You can purchase USDT through exchanges like OKX, Binance, Huobi, or Gate, then follow the instructions in the USDT purchase tutorial to register and log into the exchange, select the purchase amount, and then top up your PokePay balance by withdrawing the USDT. The entire process is straightforward, ensuring fund security without worrying about sudden "stoppages" due to policy reasons like WildCard.
PokePay vs Other Cryptocurrency Cards#
In addition to PokePay, U Card Master also recommends other cryptocurrency cards, such as VCard, BinPay, WasabiCard, and Crydit. Each card has its own features, but PokePay's overall strength is undoubtedly superior.
- VCard: Backed by a publicly listed company in the U.S., it has low fees, is friendly for domestic consumption, can be linked to Alipay and WeChat, but has weaker offline functionality, making it more suitable for online consumption.
- BinPay: Extremely low rates, suitable for businesses or high-net-worth users, with KYC verification being virtually non-existent and flexible operations.
- WasabiCard: Focuses on high anonymity, no KYC required, low transaction fees, and USDT rapid remittance products suitable for large withdrawals.
- Crydit: Supports VISA and Mastercard, usable both online and offline, suitable for various scenarios from daily small purchases to large transactions.
PokePay not only supports online and offline consumption across all scenarios but is also particularly suitable for small transaction users, such as subscribing to monthly services like ChatGPT Plus or Netflix, with no minimum top-up requirement and fees low enough to be almost negligible. For cryptocurrency users, PokePay's physical card also supports ATM withdrawals, making it an excellent tool for cashing out.
From WildCard to PokePay, a New Choice for Cross-Border Consumption#
The "fall" of WildCard is lamentable, but it also reminds us that the risks of relying on a single payment channel cannot be ignored. PokePay, based on cryptocurrency, avoids the policy risks of domestic payment channels while leveraging VISA's global network, covering a wide range of consumption scenarios. Whether you want to subscribe to overseas services or make purchases on Meituan, Didi, or Starbucks, or even withdraw cash while traveling abroad, PokePay can meet your needs.
More importantly, PokePay's operational threshold is not high. By using OKX USDT purchase, Binance USDT purchase, Huobi USDT purchase, or Gate USDT purchase, you can complete the top-up in just a few minutes, with quick fund arrival and seamless consumption. For those still troubled by the inability to use their WildCard balance, PokePay is undoubtedly the best "successor."
Conclusion: PokePay, the Future of Cross-Border Payments#
From the suspension of WildCard's services to the top-up difficulties faced by BinGoCard, the golden age of RMB virtual cards seems to be a thing of the past. However, PokePay, with its low fees, flexibility, and security, is becoming the new favorite for cross-border consumption. Whether subscribing to ChatGPT Plus or engaging in daily online and offline consumption, PokePay can help you navigate easily. Visit the PokePay Official Website now to start your new cryptocurrency payment experience!