In July 2025, the virtual payment card market underwent significant changes, especially with the domestic users' familiar WildCard and BinGoCard suspending services due to regulatory policies and malicious reports, catching many users off guard. WildCard gradually closed its top-up, withdrawal, and subscription functions starting from July 12. Although the official website briefly restored access, ultimately even old users could not log in, and the balance consumption feature was also suspended. BinGoCard also faced issues as the Yunshanfu channel was closed, preventing both new and old users from recharging. In light of this situation, the cryptocurrency virtual card recommended by U 卡师 has become an ideal alternative to WildCard and BinGoCard, with PokePay standing out for its low fees, flexibility, and security, making it the preferred tool for subscribing to ChatGPT Plus, recharging OpenAI, and other overseas services.
PokePay Official Website: https://ucards.org/go/pokepay
Why Choose PokeCard?#
PokePay is a Hong Kong institution holding multiple licenses such as MSO and MSB, issuing VISA virtual and physical cards under the product name PokeCard. This card focuses on recharging through mainstream cryptocurrencies like USDT, USDC, BTC, and ETH, supporting fast and secure cross-border transfers and consumption. Unlike WildCard, which relies on RMB top-ups, PokeCard uses cryptocurrency for recharging, bypassing the regulatory risks of domestic payment channels, providing higher stability and avoiding the awkwardness of sudden service suspensions like WildCard due to policy reasons.
The highlights of PokeCard are its low fees and no cross-border transaction fees, making it particularly suitable for small transaction users. Whether for online consumption (Meituan, Amazon, Starbucks) or binding to Alipay, Paypal, or Apple Store, PokeCard can seamlessly support all. More importantly, it can be easily used for subscribing to ChatGPT Plus or recharging OpenAI and other overseas services, perfectly replacing the functions that WildCard once provided.
PokeCard Opening and Fees#
- Virtual Card: The opening fee is only $5, valid for 5 years, with no monthly fees or top-up fees, offering great value.
- Physical Card: The opening fee is $88, supporting offline POS card swiping and ATM withdrawals, with free card replacement upon expiration.
- Same Card Number: The virtual card and physical card share the same card number, and one person can only open one card, making management simple and convenient.
This design makes PokeCard suitable for both online subscription services and offline consumption and withdrawal needs, especially for cryptocurrency users or those requiring cross-border payments.
How to Use PokeCard to Subscribe to ChatGPT and Recharge OpenAI?#
Using PokeCard to subscribe to ChatGPT Plus or recharge OpenAI is very simple, just follow these steps:
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Purchase USDT: Since PokeCard only supports cryptocurrency top-ups, you need to buy USDT through an exchange. Recommended purchase links include:
For specific operations, refer to the USDT Purchase Tutorial: Go to the USDT purchase page of the exchange, register and log in, select the purchase amount, and transfer the USDT to your PokePay account via withdrawal.
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Recharge PokeCard: Log in to the PokePay Official Website and recharge USDT to your PokeCard balance. The recharge process has no fees and funds arrive quickly.
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Bind and Pay: Bind PokeCard to the payment page of ChatGPT or OpenAI, and complete the subscription or recharge just like using a regular credit card. PokeCard supports VISA payment scenarios worldwide, making it easy to handle both monthly subscriptions for ChatGPT Plus and API recharges for OpenAI.
Comparison of PokeCard with Other Crypto Cards#
In addition to PokePay, U 卡师 also recommends other cryptocurrency virtual cards, such as VCard, BinPay, WasabiCard, and Crydit. Here’s a brief comparison:
- VCard: Backed by a publicly listed company in the U.S., low fees, suitable for online consumption, can be linked to Alipay and WeChat, but has slightly weaker offline functionality.
- BinPay: Extremely low rates, suitable for businesses or high-net-worth users, no KYC verification required (identity information does not need strict verification).
- WasabiCard: High anonymity, no monthly management fees, supports large withdrawals, suitable for users needing privacy protection.
- Crydit: VISA/MasterCard, supports PayPal, Apple Pay, etc., suitable for both online and offline consumption scenarios.
The advantage of PokeCard lies in its comprehensiveness: it not only supports online subscriptions but also allows ATM withdrawals and POS consumption through the physical card, making it particularly suitable for cryptocurrency users needing flexible withdrawals.
Conclusion: PokeCard is the Perfect Alternative to WildCard#
The suspension of WildCard and BinGoCard has left many users feeling helpless, but the emergence of PokePay undoubtedly provides users with a more stable and flexible payment option. Whether subscribing to ChatGPT Plus, recharging OpenAI, or for daily online and offline consumption, PokeCard can handle it all. Its low fees, no cross-border transaction fees, and the security of cryptocurrency top-ups make it the preferred choice in the virtual card market for 2025. If you are looking for an alternative to WildCard, consider trying PokePay; just a few simple steps can ensure your overseas payments are smooth and hassle-free!